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Insurance & Protection

Home – Insurance & Protection

What Is Protection?

Protection, commonly known as life insurance, provides financial support for you and your family in unexpected situations.

Our Protection Advice Service

Choosing the right policy can be difficult, but we make it simple.

  • We assess your needs
  • Compare market options
  • Recommend the best cover for your budget
  • Handle all paperwork for you

Our advice is completely free.

What Is Life Insurance?

Life insurance is a policy that pays a lump sum to your beneficiaries if you pass away. The right cover depends on your personal circumstances.

How Does It Work?

  • You choose the cover amount (sum assured) and policy term
  • If you pass away during the term, the payout is made
  • It can help support your family or repay debts like a mortgage

What Is Critical Illness Cover?

Critical illness cover pays a lump sum if you’re diagnosed with a serious illness.

It can help cover costs such as mortgages, loans, or time off work, providing financial support when you need it most.

How Does It Work?

  • Pays out on diagnosis of a specified illness
  • Can be added to life insurance or taken as a standalone policy
  • Helps your family manage finances during serious health conditions

What Is Income Protection?

Income protection provides a regular monthly income if you’re unable to work due to illness or injury.

It helps cover your essential expenses until you return to work or the policy ends.

How Does It Work?

  • Pays 50%–70% of your income
  • Continues until you return to work, retire, or the policy ends
  • Includes a deferral period (e.g. 13–26 weeks) before payments start

What Is It?

Mortgage protection insurance (also called Accident, Sickness, and Unemployment cover – ASU) ensures your mortgage payments continue if you’re unable to work due to illness, accident, or unemployment.

Key Points

  • Typically pays for up to 2 years
  • Longer-term cover may be better suited to Income Protection Insurance
  • Not legally required, but can be useful in the right circumstances

What client says about us

Emma R
Emma R
London

“Excellent service from start to finish. My adviser guided me through every step, making the mortgage process simple and stress-free.”

 

7 Days Ago
James T
James T
Manchester

“Highly recommend! They found me a fantastic mortgage deal that I couldn’t have gotten on my own.”

 

10.04.2018
Sophie L
Sophie L
Birmingham

“Professional, knowledgeable, and always available to answer questions. They made buying my first home a breeze.”

 

 

10.04.2018
Hannah P
Hannah P
Edinburgh

“I never thought getting a mortgage could be this easy. Friendly advisers and excellent support all the way.”

 

10.04.2018
Email

admin@a2zfinanceprotection.co.uk

Phone

Office Landline: 020 3959 9258
Office Mobile: 07947 487 282

Address

32 - 33 Upper Street, London N1 0PN

Talk to a Qualified Mortgage Adviser

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