Adverse Credit Mortgages

Access to over 200 Specialist Lenders

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Adverse Credit Mortgages

OVERVIEW

We specialise in adverse credit (sub-prime) mortgages, helping clients secure financing even in challenging circumstances.

Your credit score plays an important role in determining the type of mortgage you can access—but it’s not the only factor lenders consider.

Less-than-perfect credit doesn’t mean you can’t get a mortgage. Even if you’ve had past financial issues, there are still options available.

We work with specialist lenders and smaller building societies—many of which are not available on the high street—who take a more flexible approach and look beyond just your credit score.

With the right guidance, you may have more options than you think.

What we do for you

We work with a wide range of specialist lenders who take a flexible approach to credit history. Depending on your circumstances, we may be able to help with:

Mobile phone defaults – ignored by some lenders
Defaults – accepted on certain mortgage products
CCJs (County Court Judgments) – overlooked by some lenders
Debt Management Plans (DMPs) – considered
Mortgage arrears – accepted under specific schemes
Individual Voluntary Arrangements (IVAs) – current cases may be considered
Discharged bankruptcy – applications may still be possible
No credit scoring options – available with selected lenders
Missed payments on unsecured debts – may still be accepted

What client says about us

Emma R

London

“Excellent service from start to finish. My adviser guided me through every step, making the mortgage process simple and stress-free.”

7 Days Ago

James T

Manchester

“Highly recommend! They found me a fantastic mortgage deal that I couldn’t have gotten on my own.”

10.04.2018

Sophie L

Birmingham

“Professional, knowledgeable, and always available to answer questions. They made buying my first home a breeze.”

10.04.2018

Hannah P

Edinburgh

“I never thought getting a mortgage could be this easy. Friendly advisers and excellent support all the way.”

10.04.2018

Adverse Credit Mortgages

Access to over 200 Specialist Lenders